Banking & Cheque Dishonor Cases

Cheque Dishonor (Cheque Bounce) Cases

• Legal notices under Section 138 of the Negotiable Instruments Act

• Filing of cheque dishonor cases before Magistrate Courts

• Defense against false or exaggerated cheque claims

• Court representation for both drawer and payee

• Recovery of dishonored cheque amount with compensation

We help clients enforce or defend against dishonored cheques swiftly and effectively.

Bank Loan Default & Recovery

• Legal notices for unpaid loan or installment defaults

• Representation for banks, NBFCs, and borrowers

• Mortgage enforcement and recovery suit filing

• Handling of personal guarantee and collateral disputes

• Legal advice on restructuring or loan settlement

We assist with both recovery enforcement and borrower defense.

Fraud, Forgery & Cyber Banking Issues

• Cases involving fraudulent transactions and unauthorized withdrawals

• ATM, mobile banking, or online fraud complaint support

• Drafting and filing police complaints and court cases

• Legal coordination with banks and cybercrime units

Banking fraud cases require technical, fast, and focused legal support—we deliver that.

Business & Commercial Banking Disputes

• Letter of credit (LC) disputes

• Bank guarantee enforcement

• Disputes between exporters/importers and financing banks

• Dishonor of trade-related instruments or promissory notes

We represent commercial clients in financial disputes with local and foreign banking institutions.

Preventive Legal Advice for Banking Clients

• Drafting secure loan agreements and repayment terms

• Reviewing surety bonds and bank guarantees

• Pre-transaction legal opinion on negotiable instruments

• Corporate training on cheque law compliance

Avoid financial disputes by ensuring legally binding, enforceable banking documents.

Why Choose Chattogram Law Office?

• Experienced with cheque cases under Sections 138–141 of the NI Act

• Represented banks, borrowers, and businesses in civil & criminal courts

• Deep knowledge of Bangladesh Bank regulations & circulars

• Fast filing & response system for cheque notice deadlines

• Bilingual service in English & Bengali for clear document drafting

Common Questions We Handle

• “A client issued me a cheque that bounced. What can I do legally?”

• “Can I go to jail for issuing a dishonored cheque?”

• “My bank account was hacked—can I recover the money?”

• “Our company’s loan defaulter won’t pay—what are our options?”

• “How do I respond to a Section 138 legal notice?”

If you’re facing any of the above, our legal team is here to guide you.